Poverty and personal responsibility

I think, we are all affected by the decisions, which we make and by the world around us. A good example is our own genetics. Though we can't control whether we got dark hair or blond hair, we can make decisions, which can affect how long we will live, ex. What we eat, how much we eat and whether we smoke or drink. There are people who are born into poverty but also people who are born into wealth. People, who are born into poverty, are with their willingness, luck and brain able to make their way up and become rich. No one wants to be poor. But many people are poor so I think it comes to the question as to why certain people are poor and others aren’t. There are many answers to this subject but it depends on the situation.